Debt management is an area of financial advice that is often not addressed by Financial Advisers/Planners.
Incorrect debt structuring and management can cost you hundreds of thousands of dollars in unnecessary tax, interest, and product fees.
How we can help:
- Structure your debt to reduce tax payable each financial year.
- Assist in choosing debt products that reduce interest payable and ongoing fees.
- Qualify your borrowing capacity with over 40 lending institutions.
- Create buffers for unforeseen cash-flow shocks.
- Reduce cross-collateralisation to give you lending flexibility.
- Manage changes in employment income and interest rate movements.
- Implement a range of debt reduction strategies to vastly improve your net-wealth position.
- Coordinate your insurance and estate planning needs.